Terms of Use and Service Agreement
Effective Date: August 25, 2025
Last Updated: August 25, 2025
Welcome to TST Education (“TST,” “we,” “us,” or “our”).
These Terms govern your access to and use of TST Education’s websites, digital products, educational content, online platforms, community spaces, and related services.
By visiting our website, purchasing a product, subscribing to a service, creating an account, or accessing our educational materials, you agree to these Terms. If you do not agree, please do not purchase or use our products or services.
1. About TST Education
TST Education is a Quebec-registered educational business that creates and provides online training and digital educational resources.
Our products and services may include:
Digital eBooks
Technical-analysis education
Interactive visual exercises
Educational videos
Analytical frameworks and tools
Indicators and visualizations
Online coaching or mentorship
Community and membership access
Our primary website is:
Products may be purchased and delivered through TST Education’s website, Whop, or another platform identified at checkout.
2. Educational and Informational Purposes
2.1 Educational content
All TST Education materials are provided solely for educational and informational purposes. They are designed to help users understand technical analysis, chart reading, analytical methods, market structure, and related concepts.
2.2 No personalized advice
TST Education is not acting as a securities dealer, broker, portfolio manager, investment adviser, financial planner, accountant, lawyer, or tax professional.
Nothing contained in our products, services, communities, websites, videos, tools, or communications constitutes personalized financial, investment, legal, accounting, or tax advice.
2.3 No recommendations
TST Education does not provide personalized recommendations to buy, sell, or hold any security, currency, commodity, digital asset, derivative, or other financial instrument.
2.4 Individual responsibility
Users are responsible for independently evaluating the information provided and making their own decisions. TST Education does not execute transactions, control customer accounts, manage customer funds, or make decisions on behalf of customers.
3. Digital Products and Delivery
3.1 Digital educational products
TST Education creates and sells original digital educational products, including technical-analysis eBooks and interactive visual exercises.
The description, price, included materials, billing terms, and access period for each product are presented on the applicable sales or checkout page.
3.2 Delivery through Whop
Purchases may be processed and delivered through Whop, a third-party commerce and digital-delivery platform.
After a successful payment, customers are generally granted electronic access to the purchased materials through their Whop account.
3.3 TST Education platform
Certain educational resources and visual exercises may be hosted on TST Education’s own online platform.
3.4 No physical products
Unless expressly stated otherwise, TST Education sells digital products only. No physical inventory, shipment, delivery carrier, or tracking number is involved.
3.5 Access licence
A digital-product purchase grants the customer a limited, personal, non-exclusive, non-transferable, and revocable licence to access and use the purchased materials for personal educational purposes.
Purchasing a product does not transfer ownership of the content or its intellectual-property rights to the customer.
3.6 Lifetime access
Where a product is advertised as including “lifetime access,” this means access for as long as TST Education continues to offer and maintain the applicable product or platform, subject to these Terms and applicable law.
4. Intellectual Property
4.1 Ownership
All TST Education content, including eBooks, videos, graphics, visual exercises, indicators, tools, analytical frameworks, educational methodologies, website content, designs, logos, and branding, is owned by or licensed to TST Education.
4.2 Permitted use
Customers may use purchased materials only for their own personal and non-commercial educational purposes.
4.3 Prohibited activities
Without prior written authorization from TST Education, users may not:
Copy or reproduce protected materials
Share or distribute purchased content
Resell or sublicense access
Upload materials to another website or platform
Publish protected content publicly
Share accounts or login credentials
Remove copyright or ownership notices
Record, reproduce, or distribute restricted sessions
Use TST Education content to create a competing product
Circumvent access or security controls
Unauthorized use may result in suspension or termination of access and any other remedies available under applicable law.
5. Educational Tools
TST Education may provide proprietary indicators, visualizations, analytical frameworks, exercises, markers, or other educational tools.
These tools are intended to assist users in understanding analytical concepts. They are not automated instructions, guaranteed signals, personalized recommendations, or guarantees of any particular outcome.
Users remain responsible for interpreting the information and deciding whether or how to use it.
6. Risk Disclosure
Activities involving financial markets carry substantial risk and may not be suitable for everyone. Users may lose some or all funds committed to their personal activities.
Examples, educational demonstrations, simulated results, historical information, testimonials, and past performance do not guarantee future results.
TST Education makes no guarantee concerning profits, performance, accuracy, income, or success.
Users should consider their knowledge, experience, objectives, and financial circumstances and seek appropriately qualified independent advice when necessary.
7. Prices and Payments
7.1 Prices
Product prices, currencies, included features, access periods, and applicable billing terms are displayed before checkout.
Customers are responsible for reviewing their order and correcting any errors before completing payment.
7.2 Payment processing
Payments may be processed through Whop, PayPal, or other supported payment providers.
The separate terms, policies, and privacy practices of those providers may also apply to the transaction.
7.3 Taxes
Customers are responsible for any applicable taxes, duties, or similar charges unless those amounts are collected and remitted by TST Education or the applicable payment platform.
8. One-Time Purchases
A one-time purchase provides access to the specific digital product described at checkout.
Unless otherwise stated, the licence is personal and cannot be transferred, shared, resold, or assigned to another person.
Access may be suspended where there is evidence of fraud, payment reversal, unauthorized distribution, account sharing, or a material violation of these Terms, subject to applicable law.
9. Recurring Subscriptions
9.1 Automatic renewal
A product identified at checkout as a recurring subscription will renew automatically at the price and billing frequency disclosed before purchase until it is cancelled.
9.2 Payment authorization
By purchasing a recurring subscription, the customer authorizes the applicable payment processor to charge the selected payment method for each renewal.
9.3 Price changes
Any subscription price change will be communicated as required by applicable law. Customers may cancel before a new price takes effect.
10. Subscription Cancellation
10.1 Whop subscriptions
Customers can manage or cancel subscriptions purchased through Whop using their Whop dashboard:
10.2 Cancellation timing
Customers should cancel before the next scheduled renewal date. Cancellation normally prevents future renewals but does not automatically reverse a payment that has already been processed.
10.3 Assistance
Customers who cannot access the available cancellation tools should contact TST Education through the support method published on our website before the next renewal date.
Nothing in this section restricts any cancellation right available under applicable law.
11. Refund Policy
11.1 Digital delivery
Because TST Education’s digital products are normally delivered or made accessible promptly after purchase, completed sales are generally final once access has been granted.
11.2 Subscriptions
Subscription charges already processed are generally non-refundable unless otherwise stated in the applicable offer or required by law.
11.3 Delivery or access problems
Customers who do not receive their purchased access or experience a material technical delivery problem should contact TST Education promptly.
TST Education will investigate the issue and may restore access, correct the problem, or provide another remedy where appropriate.
11.4 Statutory rights
Nothing in these Terms excludes, restricts, or overrides any non-waivable cancellation, reimbursement, warranty, or other consumer right available under applicable law.
Where these Terms conflict with a mandatory legal requirement, the mandatory requirement will apply.
12. Customer Accounts
Customers are responsible for:
Providing accurate and current information
Maintaining the confidentiality of login credentials
Restricting access to their accounts
Notifying TST Education of suspected unauthorized access
Ensuring their use complies with applicable laws
Customers are responsible for activity performed through their accounts unless otherwise required by law.
13. Acceptable Use
Users may not:
Use TST Education’s services for unlawful purposes
Impersonate another person
Submit false or misleading information
Share or resell access
Attempt to bypass security measures
Interfere with the operation of a platform
Introduce malicious code or automated attacks
Harass other users or community members
Infringe intellectual-property or privacy rights
Use content in a misleading or deceptive manner
14. Community Platforms
TST Education may operate communities through third-party platforms such as Discord, Telegram, Whop, or similar services.
Users must follow these Terms and the applicable platform rules. TST Education may moderate content or restrict participation where reasonably necessary to protect users, enforce these Terms, or comply with legal obligations.
Community discussions represent the views of individual participants and do not necessarily represent TST Education.
15. Suspension and Termination
TST Education may suspend or terminate access where it reasonably determines that a user has:
Shared or resold an account
Distributed protected materials
Engaged in fraud or payment abuse
Attempted unauthorized access
Harassed users or staff
Materially violated these Terms
Used the services unlawfully
Where appropriate and legally required, TST Education may provide notice or an opportunity to correct the violation.
Termination does not affect rights or remedies that cannot lawfully be excluded.
16. Third-Party Services
TST Education relies on third-party providers for payment processing, digital delivery, hosting, communication, analytics, and community features.
Third-party services may experience interruptions, changes, or technical problems outside TST Education’s control. Use of those platforms may also be governed by their own terms and privacy policies.
Nothing in this section limits any responsibility that cannot legally be excluded.
17. Availability and Changes
TST Education may update, improve, replace, or discontinue features and content.
We do not guarantee that every service will remain continuously available or free from technical errors. Where a material change affects a paid service, TST Education will provide any notice or remedy required by applicable law.
18. Disclaimers
TST Education makes reasonable efforts to provide useful and accurate educational information. However, content may contain errors, omissions, delays, or information that becomes outdated.
To the maximum extent permitted by law, products and services are provided on an “as available” basis without guarantees concerning uninterrupted availability, accuracy, suitability, or results.
19. Limitation of Liability
To the maximum extent permitted by applicable law, TST Education will not be liable for indirect, incidental, special, exemplary, or consequential damages arising from the use of, or inability to use, its products or services.
TST Education is not responsible for financial decisions or losses resulting from a user’s independent actions.
Nothing in these Terms excludes or limits liability or consumer rights that cannot legally be excluded or limited.
20. Privacy
TST Education handles personal information in accordance with its Privacy Policy and applicable privacy laws.
Customers should review the Privacy Policy before submitting personal information or completing a purchase.
21. Changes to These Terms
TST Education may revise these Terms to reflect changes in its products, operations, platforms, or legal obligations.
The latest version and its effective date will be posted on this page. Changes will not retroactively remove rights already acquired by customers except where permitted by law.
22. Governing Law
These Terms are governed by the laws applicable in Quebec and the federal laws of Canada applicable therein.
Nothing in this section limits any mandatory consumer right or jurisdiction available under applicable law.
23. Contact
Questions concerning purchases, access, subscriptions, cancellations, or these Terms may be submitted through the contact or support method published at:
Acknowledgment
By completing a purchase, starting a subscription, creating an account, or using TST Education’s services, you acknowledge that you have had an opportunity to review these Terms and agree to be bound by them, subject to all rights available under applicable law.